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Zane Benefits Publishes New Information on the South Carolina Health Insurance Exchange
Date:5/26/2013

, for coverage beginning January 1, 2014.

History of the South Carolina Health Insurance Exchange

According to Zane Benefits’ website, originally South Carolina explored creating a state-based Health Insurance Exchange. In March 2011, Governor Nikki Haley created the South Carolina Health Planning Committee via Executive Order 2011-09. The purpose of the Committee was to recommend if and how South Carolina should establish a state-based Exchange. The committee recommended that South Carolina not establish a state-based Exchange siting ambiguous operational guidance and rules. In November 2012, Governor Haley informed the Department of Health and Human Services (HHS) that South Carolina would default to the federally-facilitated Health Insurance Exchange.

South Carolina Health Insurance Exchange - What is It?

According to Zane Benefits’ website, the South Carolina Health Insurance Exchange will be operated through a federally-run Health Insurance Exchange (branded as the "Marketplace"). According to healthcare.gov, 726,847 or 18% of South Carolina's non-elderly residents are uninsured, of whom 684,987 (94%) may qualify for either tax credits to purchase coverage in the Marketplace or for Medicaid if South Carolina participates in the Medicaid expansion.

Through the Exchange, South Carolina residents will be able to shop for and compare insurance plans, access insurance premium tax credits, and be screened for eligibility in public assistance programs such as Medicaid and CHIP. The SHOP Exchange will be available to small businesses in South Carolina for businesses with 100 or fewer employees. Coverage starts January 1, 2014. More information on the federally-run Health Insurance Marketplace can be found here.

South Carolina Health Insurance Exchange - What Plans Will be Available?

According to Zane Benefits’ website, all plans offered through the South Carolina Health Insurance Exchange will mee
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