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Zane Benefits Publishes New Information on Small Business Health Insurance
Date:4/19/2013

ge varied by income. It fell less (3 percentage points) for high-income groups (defined as 400% of FPL or above) than for those with lower incomes (200 FPL or below) where the fall was 10 percentage points.

  • Nationally, the percentage of private-sector companies offering employer-sponsored insurance fell from 59% to 52% (although the percentage of workers eligible for coverage at firms that offered insurance held steady). The take-up rate also fell from 82% to 76%.
  • Individual premium costs doubled ($2,490 to $5,081 annually); family premiums rose 125% ($6,415 to $14,447 annually); employee contributions increased (17% to 20% of the total premium).
  • Trends Due to Health Care Reform?

    According to Zane Benefits’ website, the study found that no, employer-sponsored health insurance was already steadily declining nationwide before the Affordable Care Act was signed in 2010.

    "This documents that in virtually every state across the country, there has been a steady decline in employers that provide coverage over the past 10 years," said Andrew Hyman, director of the Robert Wood Johnson Foundation's health care coverage team, in a USA today article. "It would be a real stretch to say this was caused by anticipation of the Affordable Care Act," President Obama's 2010 health care law.

    Click here to read full article.

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    About Zane Benefits
    Zane Benefits was founded in 2006 to provide a revolutionized SaaS (Software-as-a-Service) administration platform ("ZaneHRA") for Health Reimbursement Arrangements (HRAs) and defined contribution health care. The flagship software provides a 100% pap
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