U.S. Government Finds 40% of People Currently Receiving Long Term Care are 18-64; Numbers Contin... ( Tips for long term care planning for ...)

U.S. Government Finds 40% of People Currently Receiving Long Term Care are 18-64; Numbers Continue to Rise

Date:1/23/2009

Tips for long term care planning for every age

RICHMOND, Va., Jan. 23 /PRNewswire-FirstCall/ -- Did you know that nearly everyone will be touched by a long term care situation, either their own or with a close family member? Research from the U.S. government has found that the number of people who will need long term care in their lifetime is rapidly increasing. In 2008, the government found that about 9 million Americans over the age of 65 would need long term care services. By 2020, that number will increase to 12 million. While most people who need long term care are age 65 or older, a person can need long term care services at any age! Forty percent of people currently receiving long term care are adults 18 to 64 years old.*

If you're unprepared, long term care can have drastic effects on you and your family - physically, mentally and financially.

Whether you've just started saving or have been building your nest egg for years, right now you may feel that your financial future is a bit uncertain. With 401(k), savings and investment portfolios worth significantly less today than just months ago, it's important to safeguard as much for your retirement as possible. The average cost of one year in a private nursing home room ($76,460) is 59% more than the median household income in the United States ($48,201).** This statistic makes it clear why being prepared for a long term care event should be as much of a part of your financial plan as your retirement is.

"Particularly in today's economy, people should educate themselves about the many choices and opportunities they have for themselves and their families to meet the challenges of living a long life - and ensuring the best quality of life that they can," said Genworth spokesperson Wendy Boglioli. "Issues of economics and health care go hand-in-hand, starting at a personal level and on up to a national level for our new President and h
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SOURCE Genworth Financial
Copyright©2009 PR Newswire.
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